Ramsey, Mahwah and Upper Saddle River, Bergen County real estate and homes for sale in New Jersey - The Adler Home Team, REALTORS® The Adler Home Team REALTORS(r) for Ramsey, Mahwah and Upper Saddle River, Bergen County, New Jersey real estate - NUMBER1EXPERTS™ The Adler Home Team NUMBER1EXPERTS(tm) for Ramsey, Mahwah and Upper Saddle River, Bergen County, New Jersey real estate
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The Adler Home Team, REALTOR®, real estate agents and broker for Ramsey, Mahwah and Upper Saddle River, Bergen County New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 201-825-1266 (Residence).




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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Jeff and Debby, a proven Ramsey, Mahwah and Upper Saddle River, Bergen County, New Jersey NUMBER1EXPERT™ Top Selling real estate agent.

  • Find Ramsey, Mahwah and Upper Saddle River, Bergen County Homes - Find Ramsey, Mahwah and Upper Saddle River, Bergen County, New Jersey real estate listings & homes for sale provided by Jeff and Debby, your local expert real estate agent.

  • For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Jeff and Debby, a proven Ramsey, Mahwah and Upper Saddle River, Bergen County, New Jersey NUMBER1EXPERT™ Top Selling real estate agent.

  • For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Jeff and Debby, a proven Ramsey, Mahwah and Upper Saddle River, Bergen County, New Jersey NUMBER1EXPERT™ Top Selling real estate agent.

  • Ramsey, Mahwah and Upper Saddle River, Bergen County Information - Find local information on Ramsey, Mahwah and Upper Saddle River, Bergen County, New Jersey including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Jeff and Debby, a proven NUMBER1EXPERT™ Top Selling real estate agent.

  • Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Jeff and Debby, a proven Ramsey, Mahwah and Upper Saddle River, Bergen County, New Jersey NUMBER1EXPERT™ Top Selling real estate agent.

  • About Jeff and Debby - Information about Jeff and Debby including testimonials, guarantees, credentials, and contact information. Learn why Jeff and Debby is a proven Ramsey, Mahwah and Upper Saddle River, Bergen County, New Jersey NUMBER1EXPERT™ Top Selling real estate agent.

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Real Estate Tips
Financing Your Home >Your Mortgage

Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.

More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!

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Real Estate Trivia
Q 
What architectural detail made its way into the design of many suburban homes built in the 1950s, 60s and 70s?

A 
The picture window was a signature of the suburban American neighborhood.
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The Adler Home Team, REALTOR®, real estate agents and broker for Ramsey, Mahwah and Upper Saddle River, Bergen County New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

The Adler Home Team
Re/Max Legends

1009 MacArthur Blvd.
Mahwah, NJ 07430
Residence:: 201-825-1266
Office:: 201-327-7977 x241
Toll Free:: 800-607-8797
Fax:: 201-825-8089
Email:: jeff@jeffadler.com

Debby & Jeff are lifetime residents of Northern New Jersey. We are respected as community leaders and recognized for integrity and diligence. Success and a proven track record in Real Estate are demonstrated by our long list of very happy clients. As one of America's NUMBER1EXPERTS™ in the Ramsey, Mahwah, and Upper Saddle River areas, Jeff and Debby Adler are well equipped to serve all your real estate needs




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